摘 要
随着数字经济时代的到来，个人信息已成为重要的商业资源，其利用与保护之间的矛盾日益凸显。本研究以民商法为视角，采用规范分析、比较研究和实证调查相结合的方法，系统探讨了个人信息商业利用中的法律保护问题。研究发现，现行法律体系在个人信息权益界定、商业利用规则设计以及救济机制构建等方面存在明显不足。通过考察欧盟《通用数据保护条例》和美国《加州消费者隐私法案》等域外立法经验，结合我国实际，提出了完善个人信息分类分级保护制度、建立动态同意机制、强化企业数据合规义务等创新性建议。研究首次将民商法理论与个人信息保护实践相结合，构建了"权利-行为-责任"三位一体的保护框架，明确了个人信息权益的民事属性与商事价值之间的平衡点。
关键词：个人信息保护 民商法 商业利用
Abstract
With the advent of the digital economy era, personal information has become an important commercial resource, and the contradiction between its utilization and protection has become increasingly prominent. From the perspective of civil and commercial law, the study uses standard analysis, comparative research and empirical investigation to systematically explore the legal protection in the commercial use of personal information. It is found that the current legal system has obvious deficiencies in the definition of personal information rights and interests, the design of commercial use rules and the construction of relief mechanism. By examining the experience of foreign legislation such as the General Data Protection Regulations of the European Union and the California Consumer Privacy Act of the United States, and combining with the actual situation of China, the paper puts forward innovative suggestions such as improving the personal information classification and classification protection system, establishing the dynamic consent mechanism, and strengthening the compliance obligation of enterprise data, etc. For the first time, the research combines the theory of civil and commercial law with the practice of personal information protection, constructs a trinity protection fr amework of "right-behavior-responsibility", and clarifies the balance between the civil attribute and commercial value of personal information rights and interests.
Keyword: individual information protection civil and commercial law Commercial use
目 录
1绪论 1
1.1研究背景与意义 1
1.2研究现状 1
1.3研究方法与思路 1
2个人信息商业利用的法律属性分析 2
2.1个人信息的法律界定与特征 2
2.2商业利用行为的法律性质辨析 3
2.3民商法保护的必要性与可行性 3
3个人信息商业利用的民商法保护现状 4
3.1现行法律框架梳理与分析 4
3.2司法实践中的典型案例评析 4
3.3现有保护机制的不足与局限 5
4完善个人信息商业利用的民商法保护路径 5
4.1构建个人信息权益保护体系 5
4.2完善商业利用行为规制机制 6
4.3健全侵权救济与责任追究制度 7
5结论 7
参考文献 8
致谢 9
随着数字经济时代的到来，个人信息已成为重要的商业资源，其利用与保护之间的矛盾日益凸显。本研究以民商法为视角，采用规范分析、比较研究和实证调查相结合的方法，系统探讨了个人信息商业利用中的法律保护问题。研究发现，现行法律体系在个人信息权益界定、商业利用规则设计以及救济机制构建等方面存在明显不足。通过考察欧盟《通用数据保护条例》和美国《加州消费者隐私法案》等域外立法经验，结合我国实际，提出了完善个人信息分类分级保护制度、建立动态同意机制、强化企业数据合规义务等创新性建议。研究首次将民商法理论与个人信息保护实践相结合，构建了"权利-行为-责任"三位一体的保护框架，明确了个人信息权益的民事属性与商事价值之间的平衡点。
关键词：个人信息保护 民商法 商业利用
Abstract
With the advent of the digital economy era, personal information has become an important commercial resource, and the contradiction between its utilization and protection has become increasingly prominent. From the perspective of civil and commercial law, the study uses standard analysis, comparative research and empirical investigation to systematically explore the legal protection in the commercial use of personal information. It is found that the current legal system has obvious deficiencies in the definition of personal information rights and interests, the design of commercial use rules and the construction of relief mechanism. By examining the experience of foreign legislation such as the General Data Protection Regulations of the European Union and the California Consumer Privacy Act of the United States, and combining with the actual situation of China, the paper puts forward innovative suggestions such as improving the personal information classification and classification protection system, establishing the dynamic consent mechanism, and strengthening the compliance obligation of enterprise data, etc. For the first time, the research combines the theory of civil and commercial law with the practice of personal information protection, constructs a trinity protection fr amework of "right-behavior-responsibility", and clarifies the balance between the civil attribute and commercial value of personal information rights and interests.
Keyword: individual information protection civil and commercial law Commercial use
目 录
1绪论 1
1.1研究背景与意义 1
1.2研究现状 1
1.3研究方法与思路 1
2个人信息商业利用的法律属性分析 2
2.1个人信息的法律界定与特征 2
2.2商业利用行为的法律性质辨析 3
2.3民商法保护的必要性与可行性 3
3个人信息商业利用的民商法保护现状 4
3.1现行法律框架梳理与分析 4
3.2司法实践中的典型案例评析 4
3.3现有保护机制的不足与局限 5
4完善个人信息商业利用的民商法保护路径 5
4.1构建个人信息权益保护体系 5
4.2完善商业利用行为规制机制 6
4.3健全侵权救济与责任追究制度 7
5结论 7
参考文献 8
致谢 9
