摘 要
随着全球经济一体化进程加速，供应链金融作为连接产业与金融的重要纽带，在促进实体经济发展中发挥着不可替代的作用。然而传统供应链金融面临着信息不对称、信任成本高、融资效率低等难题，区块链技术的出现为解决上述问题提供了新的思路。本文旨在探讨区块链技术在供应链金融中的应用，通过文献研究与案例分析相结合的方法，深入剖析区块链技术如何重塑供应链金融生态。研究表明，基于区块链的分布式账本、智能合约等特性能够有效提升供应链金融的信息透明度，降低交易成本，提高资金流转效率。创新性地提出构建多主体参与的联盟链平台，实现核心企业、金融机构、供应商等多方协同作业，形成可信数据共享机制。该模式不仅解决了中小企业融资难的问题，还增强了整个供应链体系的稳定性和竞争力，为供应链金融创新发展提供了理论依据与实践参考，推动了金融科技领域的深度融合与发展。
关键词：区块链技术；供应链金融；信息透明度；联盟链平台；中小企业融资
Abstract
With the acceleration of global economic integration, supply chain finance, as a critical link between industry and finance, plays an indispensable role in promoting the development of the real economy. However, traditional supply chain finance faces challenges such as information asymmetry, high trust costs, and low financing efficiency. The emergence of blockchain technology offers new solutions to these issues. This paper explores the application of blockchain technology in supply chain finance by combining literature review and case analysis, delving into how blockchain reshapes the supply chain finance ecosystem. Research findings indicate that blockchain's characteristics, such as distributed ledger and smart contracts, can effectively enhance information transparency, reduce transaction costs, and improve capital circulation efficiency in supply chain finance. Innovatively, this study proposes constructing a consortium blockchain platform involving multiple stakeholders, enabling collaborative operations among core enterprises, financial institutions, suppliers, and others, thereby establishing a credible data-sharing mechanism. This model not only addresses the financing difficulties of small and medium-sized enterprises but also enhances the stability and competitiveness of the entire supply chain system, providing theoretical foundations and practical references for the innovative development of supply chain finance and facilitating deeper integration and development in the field of financial technology.
Keywords：Blockchain Technology；Supply Chain Finance；Information Transparency；Consortium Chain Platform；Small And Medium-Sized Enterprises Financing
目 录
摘 要 I
Abstract II
引 言 1
第一章 区块链技术概述与供应链金融背景 2
1.1 区块链技术原理 2
1.2 供应链金融现状分析 2
1.3 技术融合的必要性 3
第二章 区块链提升供应链金融透明度 5
2.1 数据共享机制构建 5
2.2 信息流优化路径 5
2.3 信任体系重塑方式 6
第三章 区块链保障供应链金融安全性 7
3.1 智能合约的应用 7
3.2 防篡改特性体现 7
3.3 风险防控新策略 8
第四章 区块链促进供应链金融效率 9
4.1 流程自动化实现 9
4.2 成本降低方法 9
4.3 资金周转加速 10
结 论 11
参考文献 12
致 谢 13
